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Navigating the complex world of insurance can be frustrating. We're here to make it easy and be a resource you can depend on year after year.

Medicare Supplement

A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.

Medicare Advantage

Medicare Advantage plans are new health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.

Medicare Part D

Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.


Individual Health Insurance

No one plans to get sick or hurt, but most people need medical care at some point. Health insurance covers these costs and protects you from very high expenses.



Life Insurance

Life insurance is a contract in which you pay regular premiums in exchange for a lump-sum death benefit paid to your beneficiaries. It can help protect your family and your financial goals. 


Long Term Care Insurance

Long Term Care Insurance covers a variety of services which help meet the medical and non-medical needs of people with a chronic illness or disability who cannot care for themselves for long periods of time.

Dental Insurance

Proper dental care can be an important component of our well being. Dental coverage of some kind can help you ensure the health of your teeth and gums.

Vision Insurance

Vision insurance helps cover the cost of routine eye exams, contact lenses and glasses. Some vision plans also pay for corrective procedures such as laser eye surgery. 


Visitor Insurance

Planning an overseas trip starts with planning for the unexpected. Purchasing additional insurance when you travel is one of the best ways to cover the unexpected.



We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact or 1-800-MEDICARE to get information on all of your options.


Your Trusted Insurance Professionals

When it comes to insurance, we know that making the right choices for you and your family can be daunting. To help you make the right decision we take a commonsense approach – we ask questions, listen to your answers and only then recommend the type of policies that will fit your particular needs.


Serving all of California including, Orange County, San Bernadino, San Diego, LA County, Ventura County, and Riverside.


What Our Customers Are Saying

Hear from customers like you.


"My name is Kasturi Singh Gharib, and I have had the pleasure of knowing Sunita Sharma for the past 20 years, and I am honored to be able to whole heartedly endorse her credibility. She is dependable and always displays responsibility and integrity when overseeing her client's needs. Her good judgement and sincere manner continuously ensures a logical and beneficial solution. Sunita is consistent and remarkable in overseeing my accounts and has innovative ideas and gallantry, especially, in our very volatile environment. Due to these very commendable traits I have developed enduring respect and trust for her work ethic and valuable knowledge. Many of my friends and family have now connected with her for their insurance essentials as well. Should you have any questions please do not hesitate to call me".

Kasturi Singh Gharib

Sunita is very knowledgeable, professional and excellent agent I ever met. She gives you multiple options to choose from and helps you find the best insurance. I have bought my whole family's insurance from her more than 22 years ago and couldn't be happier. I recommend her to all my family and friends. She is an asset to NY life insurance.


Anita Lakhanpal

Sunita Sharma has been our Insurance Agent for over 25 years , Sunita has helped us with Medical , Life Insurance , Dental & Medicare !! Great service !! Wish you all the best Sunitaji !!

Ramesh Rupani & Family

My Name is Srinivas Sanigepalli, Fremont, CA. I been working with Sunita since 2004 on my health insurances, i am so glad to have her as our family health insurance and life insurance agent, she has very good knowledge on the plans, understands our needs and recommends good plans. She has lot of patience, she is very responsive and follows up timely. She is very polite, good communicator. I give 5 of 5 on her services.

Srinivas Sanigepalli

Sunita Sharma has provided our family with excellent service to serve our specific Insurance needs for the past 7-years.
She is extremely knowledgeable, kind, caring, patient and professional in her dealings with us.
She spent a lot of time to educate us with the optimized insurance products along with customized coverages for every family members.
She is very meticulous in making sure that all our Insurance related needs are addressed effectively in advance, on an annual basis.
She has saved us a lot of money through her expert and experienced guidance.
We thank Sunita for her kindness and graciousness; and Unconditionally recommend her genuine enthusiasm and professional service to others.

Meher Amalsad

Sunita has been the agent for our company's group insurance for over 6 years now and I have never had a single complaint. She is always efficient and very hard working. She is always willing to help us with every question or problem however big or small it may be. She will always do her best to get us a resolution that is in our best interest. I would recommend her every one! Thank you for everything you do for us.

Anshika Chopra
Head of Accounting

We have had the pleasure of knowing Sunita Sharma for over 20 years now and feel very thank for her guidance while navigating our insurance options. Sunita is extremely patient, approachable, and works hard to look for the best options, rates and coverages for the clients and their families. She is honest and upfront which makes the process seamless. I trust her 100% and would not hesitate to recommend her to everyone I know. We feel blessed to have met such an honest and knowledgeable agent with excellent customer service.

Urmil and Sushil Narang

Houston, Texas


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